BuySurety.com Privacy & Security Commitment
BuySurety.com values its relationship with you. Protecting the privacy of your information is of the greatest importance to us. As an insurance broker, we are regulated by Federal and State laws protecting the confidentiality and security of your information, as well as our use and disclosure of it. Whether you are a current, former, or potential customer, BuySurety.com treats your personal information with the same high level of confidentiality and security. * We never sell your personal information. * We only share your personal information as necessary to provide the surety bond products and services you have requested or to contact you about BuySurety.com’s products and services. * We DO NOT share information with third parties for Marketing purposes unless we have your prior permission to do so. This is our pledge to you.Our Use And Disclosure of Information
At BuySurety.com, we gather information about you that may be used to process and service your surety bond and offer you additional products and services that we think may be of interest to you, and as permitted or directed by you. Some of this may be nonpublic, personal information (information not available to the general public) that is provided by you, that we gather from transactions and communications with you, through services performed for you, that we obtain from third parties, or that we obtain through other means, all as permitted by law.Information We Collect From You
This includes information you provide us when you apply for our products or request services, either on the Internet, by phone, or by other means. It may include information such as your name, address, residence information, telephone number, email address, vehicle information, driver’s license number, driving history, current or former surety bond application information, social security number, gender, educational background, date of birth, marital status and BuySurety.com Web pages visited. It also includes information from your communications with us such as letters, telephone calls, and emails.Information We Collect From Third Parties
This includes information we collect from surety bond support organizations, such as consumer reporting agencies and other third parties. It includes information such as motor vehicle reports, consumer credit information, and demographic information. Information obtained from surety support organizations may be retained by such organizations and disclosed to other persons as permitted by law.Information About Your Transactions
This includes information about your transactions with us and others, including our affiliates. It includes information such as your bond coverage levels, claims history, and billing information.Information We Disclose
The above-described types of personal and other types of information about our current, former, or potential customers, may be disclosed, but only as permitted or required by law, or as permitted or directed by the customer or consumer. We may disclose such information to affiliated and nonaffiliated insurance companies, insurance companies, surety companies, reinsurance companies, surety support organizations, such as consumer reporting agencies and government entities. We may also disclose information to nonaffiliated third parties that perform services or functions on our behalf including the marketing of our products or services. Further, we may also disclose information as necessary to effect, administer or enforce a transaction that you request or authorize. The following are examples of situations in which we may disclose information: * Your information may be passed between us and our agents, appraisers, attorneys, investigators, and others who may be involved in the sales and marketing of BuySurety.com products and services, processing of applications, and servicing of surety bonds. * We may provide your information to others whom we determine need such information to perform surety or other professional functions for us. These may include parties helping us with administrative services and consumer reporting agencies. * We may supply information as required by search warrant, subpoena, or legal process, with state insurance departments, or other law enforcement or government authorities when required by law, or to protect our own legal interests in the event of suspected illegal or fraudulent activities. All of the nonaffiliated entities with which we may share your information are required to keep the information confidential and use it only for the purposes for which it was shared, except as otherwise permitted by law.BuySurety.com Communications
As an BuySurety.com customer, BuySurety.com will contact you regarding your bond and our products and services, such as billing notices, confirmations of changes, changes to our products, and other BuySurety.com-specific communications. You may NOT unsubscribe from these BuySurety.com-specific communications that relate to your primary usage of our service and products; and you agree to receive these if you make a purchase. From time-to-time, BuySurety.com may contact you about third-party promotions. In addition, prior to purchasing a bond, BuySurety.com may contact you to confirm your quote or invite you to come back and get a new quote or to purchase a surety bond or other insurance. You will have the ability to unsubscribe from whichever type of communication you received.Confidential and Secure Environment
BuySurety.com is strongly committed to protecting the confidentiality and security of your information against unauthorized access and disclosure. As examples, we use encryption technology to protect your information and only allow those with a “need to know” to ever access it. Learn more about the safeguards we have in place to protect your information, as well as choices you may make about cookies and pixels.Links to Other Companies on the BuySurety.com Web Site
The BuySurety.com Web site may contain links to our business partners and links to other sites offering valuable information. If you choose to provide any personal information directly to any of these entities, the collection and disclosure of your personal information by that entity will be governed solely by that entity’s privacy policy. BuySurety.com makes no representations or warranties regarding these sites.Contact Information
For questions about our privacy policy, please contact us at: privacy@buysurety.com BuySurety.com may modify this Policy from time to time. The current policy is always available at www.buysurety.com.Terms of Use
Please read BuySurety.com’s Terms of Use carefully before using BuySurety.com’s Web site, www.BuySurety.com, (the "Site"). By using the Site, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, you must not use the Site. Your continued use of the Site will constitute your acceptance of these Terms of Use, as may be modified by BuySurety.com at any time without notice to you. Please check this page regularly for updates.
Permitted Use
All of the content in the Site is made available only for your personal, lawful, non-commercial use in connection with seeking surety bonds products. Use of the Site by a competitor company or other non-consumer third party is prohibited.
Except as expressly mandated by law, you may not, without our prior written permission: (i) link from another Web site to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.
Copyrights and Trademarks
Except as otherwise indicated, all materials in the Site, including without limitation the BuySurety.com logo and other BuySurety.com trademarks and service marks, are the property of American Contracting Services, Inc., and/or its affiliates or licensors and are protected by international copyright and trademark laws, all rights reserved. You may use materials obtained from the Site for the permitted purposes set forth in these Terms of Use, provided that the following copyright notice appears in all copies of any downloaded or printed materials: "© 2011 BuySurety.com. All rights reserved." Any other use is prohibited.
Our Products and Services
The information and materials provided in the Site are intended for general reference only, and may not describe all of the terms, conditions, and exceptions applicable to BuySurety.com’s products and services. All coverages are subject to the terms and conditions of the surety bonds issued. Coverages and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. The products and services offered in the Site are only available in the jurisdictions in which BuySurety.com is properly licensed.
Privacy
BuySurety.com values and protects the privacy of your information. Please review the BuySurety.com Privacy Policy, as it contains important information relating to your use of the Site.
Third-Party Sites
At times, the Site may have links to Web sites hosted by other parties ("Third-Party Sites"), or such Third-Party Sites may have links to the Site. These links are offered as a convenience and for informational purposes only, not as referrals or endorsements by BuySurety.com of the Third-Party Sites. The Third-Party Sites are maintained by their respective organizations, and those organizations are solely responsible for the content of their own Web sites. BuySurety.com does not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such Third-Party Sites. You should read the privacy policies and terms of use agreements of all Third-Party Sites.Disclaimer of Warranties
All information, products, content and other materials in the Site, accessible from the Site, or in a Third-Party Site are provided "as is" and without warranties or representations of any kind, either express or implied. This means that BuySurety.com expressly disclaims all warranties, express or implied, including without limitation the warranties of title and non-infringement and the implied warranties of merchantability and fitness for a particular purpose. In addition, BuySurety.com does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any emails sent by BuySurety.com, or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in jurisdictions in which BuySurety.com is not properly licensed.
If you are in a state that does not allow a disclaimer of implied warranties, the above disclaimer or a portion of it may not apply to you.
Limitation of Liability
BuySurety.com shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if BuySurety.com has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; (ii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; (iii) any defect, omission, error, interruption, delay, or computer virus; or, (iv) except as a result of BuySurety.com’s gross negligence or intentional actions, the unauthorized alteration of or access to your transmissions or personal data.
If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that BuySurety.com’s total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.
Jurisdiction, Enforceability, and Termination
These Terms of Use and your use of the Site are governed in all respects by the laws of the State of Ohio, without giving effect to any principles of conflicts of laws. Any dispute concerning the Site or these Terms of Use shall be subject to the exclusive venue of a court of competent jurisdiction in Hamilton County, Ohio.
In the event that a court of competent jurisdiction holds any provision of these Terms of Use to be invalid or unenforceable, then such provision shall be severable from and shall not affect the validity or enforceability of the remaining provisions.
These Terms of Use are effective until terminated by either party. You may terminate these Terms of Use without notice to BuySurety.com by discontinuing all use of the information contained in the Site and destroying the materials you have obtained from the Site, including all related documentation and copies. BuySurety.com may terminate these Terms of Use and/or the products or services offered by BuySurety.com at any time without notice to you if, in our sole judgment, you breach any term or condition of these Terms of Use. Upon termination, you must discontinue all use of the information contained in the Site and destroy the materials you have obtained from BuySurety.com, including all related documentation and copies. BuySurety.com is also entitled to terminate all or part of the Site at any time, without notice to you.
These Terms of Use state the entire agreement with regard to the items discussed above.
